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Before you start the transfer, you must install Microsoft Office and other programs in the new Vista computer.
New Vista Machine: Log on as Administrator
All Programs--Accessories--System tools--Windows Easy Transfer wizard
Let the Windows Easy Transfer wizard to copy its migwiz program to a Flash Drive or network drive.
From Old XP machine, run the migwiz program on a Flash Drive or Network drive.
The process can transfer all user accounts and their settings. It is a big improvement from XP's Files and Settings transfer wizard.